Insurance Built for High-Risk Site Preparation & Development Work

Protect your crew, equipment, and every phase of the site development process with coverage designed specifically for excavation, grading, land prep, and infrastructure work.

Protection Built for the Demands of Site Preparation & Development

Site development work involves excavation, grading, trenching, utility installation, and heavy equipment operations — each carrying significant risks. Our coverage is engineered to keep your projects moving safely, reduce liability exposure, and protect your team and machinery from unexpected incidents.

Stay protected against property damage, job-site injuries, and third-party claims during all stages of prep and development.
Shield your operations from the unique risks of trench collapse, soil movement, and underground hazards.
Insure bulldozers, graders, excavators, loaders, compactors, and all essential machinery — owned or rented.
Protect your projects when installing sewer, water, gas, drainage, and electrical lines.

Stay Protected From Start to Finish on Every Site Development Project

Unexpected hazards can bring a site preparation project to a halt — from underground surprises to machinery breakdowns and on-site injuries. Our specialized insurance gives you the protection and confidence to take on demanding development work without risking financial setbacks or dangerous delays.

Ground-Up Protection You Can Count On

Before any site development begins, risks start stacking up—equipment on the ground, crews moving in, and operations kicking off. This section highlights the essential coverage areas that protect your project from day one, giving you a safety net that keeps your timeline, budget, and peace of mind intact.

Equipment & Machinery Coverage

Shield your heavy machinery and on-site tools from theft, damage, and unexpected breakdowns—so work never stops.

Crew & Contractor Liability

Protect your workers and subcontractors with liability coverage that keeps you compliant, secure, and fully prepared for the unexpected.

Our Experience Is Your Advantage

Hear what our incredible customers have to say!

We run heavy equipment in unpredictable terrain every day, and most agencies don’t really get what that means. InsureGo built a coverage plan that actually fits how we work. When a piece of equipment was damaged on site, they handled the claim quickly and kept our project on track.

Miguel R.

Land Clearing Contractor

Working underground always comes with unknowns. InsureGo explained our risks clearly and set us up with coverage that protected us from utility strikes and third-party claims. Their team stayed in touch from start to finish not just at renewal time.

Sarah K.

Utility Installation & Boring Services

Between job sites and highways, our drivers face a lot. InsureGo consolidated our fleet, liability, and cargo coverage under one plan, which saved us money and made everything easier to manage.

David L.

Construction Fleet Manager

Most of our team speaks Spanish as their first language. InsureGo made sure everyone understood our coverage and safety expectations. That alone has reduced confusion and improved our confidence on every job.

Luis M.

Excavation Supervisor

FAQs

Have questions about your coverage or our process? We’ve answered some of the most common ones below.

What types of insurance do you specialize in?

We focus on commercial insurance for contractors and construction businesses, including General Liability, Workers’ Comp, Equipment, Pollution, and Commercial Auto coverage.

How do I get a quote?

You can easily request a quote online or contact our team directly. We’ll review your needs and provide a personalized plan within 24 hours.

Can you help if my business is bilingual or Spanish-speaking?

Absolutely! Our bilingual team provides support in both English and Spanish to ensure a smooth experience for all clients.

Do you offer consultation before purchasing a policy?

Yes, we offer free consultations to help you choose the right coverage for your specific business needs.

What makes InsureGo Insurance different from other agencies?

We combine local expertise, personalized service, and fast response times to give you the protection and peace of mind you deserve.

Why Choose InsureGo Insurance?

We go beyond standard coverage to deliver protection that truly fits your business needs. Here’s what makes us different:

Get tailored insurance solutions designed specifically for contractors and construction professionals.
With deep knowledge of regional regulations and risks, we help you make smarter coverage decisions.
Our team provides assistance in both English and Spanish, ensuring clear communication at every step.

Let’s Build Your Coverage Together

Darrio Salinas and the InsureGo team are here to help you find the perfect insurance solution for your business.